Browsing the Web and Reading E-mail Safely as an Administrator

If you can’t get on with running as a non-admin user or a common
task you need to do requires you to be an administrator then take a
look at Michael Howard’s article

Browsing the Web and Reading E-mail Safely as an Administrator
.
The article describes how to take advantage of the
SAFER
features built into Windows XP and Windows 2003 to at least go some
way to increasing your security.